H Group Benefits, Inc.
Delivering benefits for your company and serving as an extension of your HR team.
It's Not Just a Policy. It's Personal.
The insurance market is vast and ever-growing. With hundreds of companies and available products designed to help millions of people, status quo is no longer sufficient. No two clients have the same concerns and no two clients should have the same, cookie-cutter protection solution.
We are H Group Benefits, Inc., an independent insurance agency with more than 22 years of experience building personalized insurance coverage for groups and individuals.
As an independent agency, we are not tied to proprietary products, nor are we limited to sell select policies. Instead, we have access to the top insurance companies in the market. We focus on finding the right policy at the right price that you both need and want.
Level Funded Insurance Plans
Level funded plans offer you the opportunity to significantly reduce your insurance premium. Level funded plans offer greater control over health care spend, cost less than traditional fully funded plans, are customizable, and refund any excess money at the end of each year.
Learn More
Insurance Products
We offer a full suite of insurance products for your company, including health, dental, vision, short term disability, long term disability, and life insurance.
Learn More
Value Added Services
Our value-added services help you attract and keep your employees and help them stay healthy and save money.
Learn More
Compliance
Staying compliant with all of the requirements that come with having employees can feel overwhelming. We offer a number of services to help make this much easier on you.
Learn More
Onboarding
When you hire or terminate an employee, or when an employee has a life event change such as the birth of a child, you need to act quickly and want the required changes in their coverage to go smoothly. We can help.
Learn MoreHelpful Content
Global and International Funds
Investors seeking world investments can choose between global and international funds. What's the difference?
9 Facts About Retirement
Regardless of how you approach retirement, there are some things about it that might surprise you.
Should You Invest in Exchange Traded Funds?
There are hundreds of ETFs available. Should you invest in them?
Insurance Needs Assessment: When You're Young and Single
Even if you’re young and single, you should still consider protecting yourself.
An Overview of Renter’s Insurance
Don’t overlook the need for renter’s insurance if you rent your home.
A Bucket Plan to Go with Your Bucket List
Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.
Apps That Help Achieve Goals
If you find it hard to attain personal life goals, there’s an app for that!
What Is a 1035 Exchange?
1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.
Protection Against Uninsured Drivers
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
View all articles 
Potential Income from an IRA
Estimate your monthly and annual income from various IRA types.
Comparing Investments
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Impact of Taxes and Inflation
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Historical Inflation
This calculator shows how inflation over the years has impacted purchasing power.
My Retirement Savings
Estimate how long your retirement savings may last using various monthly cash flow rates.
How Much Home Can I Afford?
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
View all calculators
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
An Inside Look at Retirement Living
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
5 Smart Investing Principles
Principles that can help create a portfolio designed to pursue investment goals.
View all presentations
The Cost of Procrastination
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
It May Be Time for a Financial Checkup
It’s never a bad time to speak with your financial advisor about changes in your situation.
A Fruitful Retirement: Social Security Benefit
Taking your Social Security benefits at the right time may help maximize your benefit.
Choosing a Mortgage
Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.
Estate Management 101
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate
Where Is the Market Headed?
We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”