H Group Benefits, Inc.
Delivering benefits for your company and serving as an extension of your HR team.
It's Not Just a Policy. It's Personal.
The insurance market is vast and ever-growing. With hundreds of companies and available products designed to help millions of people, status quo is no longer sufficient. No two clients have the same concerns and no two clients should have the same, cookie-cutter protection solution.
We are H Group Benefits, Inc., an independent insurance agency with more than 22 years of experience building personalized insurance coverage for groups and individuals.
As an independent agency, we are not tied to proprietary products, nor are we limited to sell select policies. Instead, we have access to the top insurance companies in the market. We focus on finding the right policy at the right price that you both need and want.
Level Funded Insurance Plans
Level funded plans offer you the opportunity to significantly reduce your insurance premium. Level funded plans offer greater control over health care spend, cost less than traditional fully funded plans, are customizable, and refund any excess money at the end of each year.Learn More
We offer a full suite of insurance products for your company, including health, dental, vision, short term disability, long term disability, and life insurance.Learn More
Value Added Services
Our value-added services help you attract and keep your employees and help them stay healthy and save money.Learn More
Staying compliant with all of the requirements that come with having employees can feel overwhelming. We offer a number of services to help make this much easier on you.Learn More
When you hire or terminate an employee, or when an employee has a life event change such as the birth of a child, you need to act quickly and want the required changes in their coverage to go smoothly. We can help.Learn More
The Cycle of Investing
Understanding the cycle of investing may help you avoid easy pitfalls.
Why Everyone Needs an Estate Strategy
Do you have an estate strategy? You should.
Split Annuity Strategy
Here's one strategy that combines two different annuities to generate income and rebuild principal.
There are four very good reasons to start investing. Do you know what they are?
Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives.
Understanding how a stock works is key to understanding your investments.
This checklist can give you a quick snapshot of how prepared you are.
Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.
The right executor may help ensure the distribution of your assets is done with as little upheaval as possible.
Estimate how much income may be needed at retirement to maintain your standard of living.
Assess whether you are running “in the black” or “in the red” each month.
Enter various payment options and determine how long it may take to pay off a credit card.
Estimate the total cost in today's dollars of various mortgage alternatives.
This questionnaire will help determine your tolerance for investment risk.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
Using smart management to get more of what you want and free up assets to invest.
A presentation about managing money: using it, saving it, and even getting credit.
The chances of needing long-term care, its cost, and strategies for covering that cost.
The importance of life insurance, how it works, and how much coverage you need.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Investment tools and strategies that can enable you to pursue your retirement goals.
Learn how to harness the power of compound interest for your investments.
Do you have causes that you want to support with donations? Here are three tips.
You’ve made investments your whole life. Work with us to help make the most of them.
What are your options for investing in emerging markets?
Even low inflation rates can pose a threat to investment returns.
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.