Alternative Insurance Products

H Group Benefits, Inc.

Delivering benefits for your company and serves as an extension of your HR team.

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It's Not Just a Policy. It's Personal.

The insurance market is vast and ever-growing. With hundreds of companies and available products designed to help millions of people, status quo is no longer sufficient. No two clients have the same concerns and no two clients should have the same, cookie-cutter protection solution.

We are H Group Benefits, Inc., an independent insurance agency with more than 22 years of experience building personalized insurance coverage for groups and individuals.

As an independent agency, we are not tied to proprietary products, nor are we limited to sell select policies. Instead, we have access to the top insurance companies in the market. We focus on finding the right policy at the right price that you both need and want.

Extended Human Resources Capabilities

Each business is unique, and that’s why we have an à la carte menu of services you can choose from to customize your benefits and HR offerings.

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Level Funded and ASO Plans

Due to healthcare reform and ACA compliant plans, carriers have created plans that are customizable and could significantly reduce your health premium. These new options are Level-Funded health programs, and top carriers such as UHC and Aetna, have just introduced new plans now available in Illinois!

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Simple, Paperless Online Benefits Admin

Managing employee benefits can be easier for your HR team with an online benefits administration system.

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Use this calculator to assess the potential benefits of a home mortgage deduction.

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Determine if you are eligible to contribute to a traditional or Roth IRA.

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Using smart management to get more of what you want and free up assets to invest.

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A number of questions and concerns need to be addressed to help you better prepare for retirement living.

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Learn more about taxes, tax-favored investing, and tax strategies.

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Investment tools and strategies that can enable you to pursue your retirement goals.

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What are your options for investing in emerging markets?

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From the Dutch East India Company to Wall Street, the stock market has a long and storied history.

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There are three things to consider before dipping into retirement savings to pay for college.

Saving for College 101

Here’s a crash course on saving for college.

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Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

The Rule of 72

Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.

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